Future Value Calculator

Calculate the future value of investments with single deposits and periodic contributions

Enter Investment Details

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Results

Understanding Future Value

Key Concepts

  • Present Value (PV):

    The current value of your investment (initial amount)

  • Interest Rate (r):

    The annual rate of return on your investment

  • Time Period (n):

    The number of years you plan to invest

Investment Types

  • Single Deposit:

    One-time investment that grows with compound interest

  • Periodic Contributions:

    Regular investments made over time (annuity)

  • Combined Growth:

    Initial deposit plus regular contributions

Investment Strategies

  • • Diversify investments
  • • Regular contributions
  • • Long-term perspective
  • • Reinvest earnings
  • • Monitor and rebalance

Risk Factors

  • • Market volatility
  • • Inflation impact
  • • Interest rate changes
  • • Economic conditions
  • • Investment fees

Tips for Success

  • • Start early
  • • Stay consistent
  • • Increase contributions
  • • Review regularly
  • • Seek professional advice